Repatriation of Mortal Remains Insurance

Many people do not quite know the exact meaning of the term “repatriation of mortal remains insurance” or “return of mortal remains.” Initially, this term mean the transportation of an insured dead person back to their native country of citizenship for burial.

During this unfortunate event where the person dies abroad, family and friends will find dealing with the death of a beloved one away from home very complicated and extremely challenging. Repatriation insurance will basically cover all the expenses of moving the body from the country, such as embalming, transportation, and other necessary charges.

Repatriation Insurance Services

What Does Repatriation Insurance Cover?

To start with, repatriation of remains is a convenient benefit, for it facilitates the procedure for foreigners who might find it hard to find their way into the country due to its foreign language, laws, procedures, unfamiliar customs, and culture.

Besides, repatriation of remains insurance covers the expenses of certain services required for returning the deceased person’s body back to their homeland. Generally, return of mortal remains insurance would cover the following benefits.

First, the insurance agency transports the body of the deceased from the hospital. It also works with local police on the post-mortem exam, if needed. Insurance companies cover the costs of body embalming, which is a required step for any international transportation.

In addition,it is also responsible for finding an appropriate coffin for transporting the mortal remains. Plus, the insurance company coordinates with the governments and embassies to arrange the required formalities and procedures for the transport.

Finally, the chosen insurance agency transfers the deceased body to the airport and handles both ground and air shipping expenses.

Circumstances for Covering Repatriation

Well, for the benefits to be executed, certain conditions must be fulfilled.

First of all, the death must occur outside the traveler’s home country, otherwise, the benefits will not be carried out. Death should occur as a result of sickness or injury, and in certain cases, some travel agencies cover the expenses of deaths due to chronic illnesses.

On the other hand, if the case was death by suicide or as result of any extreme sports or athletic competition, such as, extreme skiing, deep diving, bungee jumping, parachuting, or skydiving, hence the benefits will not be executed.

Furthermore, to ensure the enforcement of benefits, you must strictly comply with the terms and conditions of the insurance policy.

Return of Human Remains

Frequently Asked Questions